How to compare mutual funds: NAV, plan type and risk
Understand AMFI daily NAV, Direct and Regular plans, the Riskometer and which facts to verify before investing.
Start with the exact scheme and plan
A fund name alone is not enough. Check the AMC, category, scheme code or ISIN, plan type and option. Direct and Regular plans may have different costs; Growth and IDCW options should not be treated as equivalent. KAVIX research shows the identity reported by AMFI.
A lower NAV does not mean a cheaper investment
NAV is the value of a unit on its reported date. Comparing the absolute NAV of two unrelated funds does not measure value, quality or likely return. NAV is a daily reference figure, not an intraday price or a current executable quote.
Read the current Riskometer
SEBI describes the Riskometer as a way to understand the level of risk in a mutual fund scheme. Verify the current scheme and benchmark Riskometer in official disclosures. Do not infer it from a name, past return or NAV.
Compare costs and portfolio context
Read the current AMC factsheet and scheme documents for expense ratio, exit load, lock-in, holdings, concentration and benchmark. The daily AMFI NAV feed does not supply all these fields. An unavailable value is a reason to obtain evidence, not to assume zero cost or low risk.
Match the investment to your circumstances
Review your goal, horizon, need for liquidity and ability to withstand losses. A short intraday stock signal cannot establish whether a company or mutual fund suits a long-term goal. Seek qualified advice for personal suitability.
Use the KAVIX research desk
The signed-in research desk lets you search official daily NAV and compare up to three plans. It shows each NAV date, source and missing research fields. It does not rate a fund as safe, recommend a purchase or execute fund investments. Paper trading remains a separate practice workflow.